Our goal at Farah Financial Group is to anticipate your every financial need. In addition to the financial and insurance services we provide here on site, we facilitate seamless services with our Professional Alliances in the areas of employee benefits, health insurance, real estate and more.  

Navigating the tangled web of insurance, finances and benefits on your own can be daunting.  Unlike individual service providers, Farah Financial Group strives to develop an organized plan for you to ensure that all of your needs are being met. 

Principal

Michael L. Farah
President and Registered Representative, LUTCF

Growing Farah Financial Group into a comprehensive resource for individuals and business owners has been Mike’s passion since opening his doors in 1987. Providing insurance and other financial products for more than twenty years, he started his career with The Franklin where he consistently ranked among the top 5% of field agents. He was also recognized for outstanding achievement with a Legion of Honor Award in 1982 and 2002, and received the Centurion Award every year from 1995 through 2005.

Mike is a founding member of the Atlantic Coast Advisory Group and currently serves on its Executive Council. He attended Jacksonville University on a baseball scholarship and received his B.S. degree in 1982.

A lifelong baseball devotee, Mike now enjoys tutoring underprivileged children in baseball. He is the founder of Faith Field Baseball Ministries, a nonprofit organization which organizes and sends youth baseball teams and equipment to third-world countries as a ministry.

Mike and his wife Karen have been married for over ten years. In addition to her banking career, Karen is the Chairperson of First Coast Women's Services (crisis pregnancy center) and is active in Big Brothers and Big Sisters. Both Mike and Karen enjoy traveling and playing golf.

ACAG is an Independent Marketing Organization (IMO) for qualified financial services providers, with members in 23 states and a field force of more than 200 insurance license professionals.  As a member of this group, Farah Financial receives professional guidance, networking opportunities and leadership support. 

Visit www.atlanticcoastadvisorygroup.com for more information. 

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Principal

Denise Tait, Office Administrator
Completing her fourth year with Farah Financial Group, Denise is the personal administrative assistant to Mike Farah, and is involved in all areas of customer service.  She has more than 22 years of office experience. 

Professional Alliances

Our complete network of trusted partners enables us to facilitate ancillary services across a number of disciplines.  These Professional Alliances include professionals in employee benefits, insurance, additional insurance resource, accounting, mortgage lending,information technology and more.

Good Decisions
Come From Experience

Don’t let fear of the unknown keep you from pursuing your financial future.  Our financial representatives and insurance consultants are experienced at making complex information easy to understand, and can help you make the best decisions for you or your business. Contact us today to schedule a no-cost, no-obligation Farah Fiscal Checkup.

Employee Benefits

Hassan A. Cruz – Employee Leasing
(Worker’s Comp / Payroll) Specialist
Hassan has specialized in providing employee leasing for individual business owners for more than ten years.  A Senior Business Consultant and an individual business owner himself, Hassan serves Farah Financial clients by adopting their payroll, administration, tax filing and workers compensation functions through Employee Leasing arrangements.  Many of our clients experience a reduction in their Worker’s Compensation and operating cost.  These arrangements allow our clients to concentrate on their core competencies and limit the time spent on non-revenue producing activities.  

Hassan holds a B.A. in Business Management / Business Administration from Jacksonville University. 

  Insurance

Peter Hager, Aflac Specialist
Pete has been in the insurance business for more than 12 years.  Working primarily with small business owners, Pete specializes in employee benefit plans as a district sales coordinator for Aflac.  His knowledge of the Section 125 Plan and worksite marketing has earned him the Prestigious Founders Award for management excellence a record 10 times in 1981.

A graduate of the University of North Florida, Pete holds a B.A. degree, as well as LUTCF, CE and MLA certifications.

Melanie Williams, Group Health Insurance Specialist
A Jacksonville native with more than 20 years experience in the insurance industry, Melanie began her insurance career in 1982 at Blue Cross and Blue Shield of Florida.  She became an independent broker ten years later, specializing in health insurance and benefits for both large and small groups.  Melanie’s core philosophy is to earn clients’ trust by always providing them with the most detailed information possible.

Diane Tait, A & B Insurance
Family owned and operated, A & B Insurance has been serving North Florida individuals and businesses since 1999, and has been a Farah Financial Group Professional Alliance since 2005. Originally specializing in motorcycle insurance, A & B Insurance has expanded to offer auto and homeowner’s insurance, commercial and general liability insurance, and more.  Their goal is to treat every client with care, promptness and efficiency, and they are committed to continuous improvement.

Accounting

Gary M. Jones, CPA
Melrose Accounting & Tax Service is a full service accounting firm that offers complete management, financial and tax services to individuals, as well as to small and medium-sized businesses. 

Standard packages for businesses include monthly financial statements, bank reconciliations, payroll and income tax return preparations, and unlimited consultation for a fixed fee.  Our tax preparers are highly experienced and able to represent clients before the IRS.

President of Melrose Accounting & Tax Service, Gary Jones has more than 25 years of small business accounting and tax experience. 

Mortgage Lending

Carl Trawick, Mortgage Lending Specialist
Specializing in residential and investment purchases, Carl has more than 25 years experience in banking, financial planning and mortgage lending.  Carl helps clients align their financial options with their personal goals, and strives to make investing in real estate a profitable and satisfying experience.   

Information Technology

Jerry Callison, IT Specialist, Innovias, Inc.
Jerry is the founder and owner of Innovias, Inc., a local firm specializing in the computer and technology needs of small businesses. His more than 18 years of professional experience includes working with Bank of America to define its strategic plan for more than 100,000 employees.  Jerry holds a B.S. Degree in Computer Science from the University of Northern Florida. Today, Jerry applies his experience and strategic expertise to help small businesses become more successful and productive. 

The above mentioned professionals are not affiliated or registered with ING Financial Partners. Any information provided by these individuals is provided entirely on behalf of the individual and is in no way related to ING Financial Partners or its registered representatives.

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Need Advice?

Learn how you can own your home in ½ the time or less with little or no change to your current monthly budget. Call Farah Financial Group at 904-908-5544 for details.