EMPLOYER / EMPLOYEE BENEFITS:

Farah Financial Group provides business owners with maximum flexibility and tax advantages, so they can focus on generating the revenue critical to their business success. Working with a Financial Advisor, you will structure and fund the right program to pursue your business goals. And as your needs change over time, we will work with you to make the adjustments you need keep your goals in focus.

Group Health Insurance
Our health insurance specialists and brokers provide group health insurance, including HMO, PPO and POS plans, from with the region’s top 4 carriers: Blue Cross and Blue Shield, Aetna, Aflac and United.

Individual Health Insurance and Long Term Care Insurance is also available with other highly rated companies. We also provide Dental, Vision and Supplemental Insurance, which can be packaged separately or as part of a comprehensive Health Insurance plan.

401(k) Plans and Simplified Employer Plans (SEP)
Farah Financial Group implements 401(k) plans through a Professional Alliance with a trusted Third Party Administrator, and they can be arranged for companies of all sizes.

We also offer Simple IRAs for business owners and their employees. Simplified Employer Plans (SEP) are advantageous for self-employed individuals and independent business owners because they allow more flexibility and larger contributions than an IRA.

Health Savings Accounts
The Health Savings Account or HSA is an IRS approved program, which allows individuals, individual business owners or families to receive tax deductions on premium payments. The program also allows additional saving in an interest bearing, tax deferred account.

Business Insurances and Deferred Compensation Plans
Business insurance protections are a must in today’s competitive environment.  Whether you need a Buy/Sell agreement, Key Person coverage or Salary Continuation plan, Farah Financial Group can help you protect your assets throughout the life of your business.

Employee turnover can be costly and interrupt key business processes, which is why employee retention is also a high priority for businesses today.  Deferred Compensation plans are a great way to redirect assets that would normally go to taxes, and keep the employees you want for the long term.

Life & Disability Insurance
We offer a wide variety of employer-sponsored Life Insurance and Disability Insurance policies. Your Farah Financial Registered Representative can help you determine which benefits will best fit in your budget.